Yes, Marriage and Family Services is an in-network provider with Aetna. If you have an Aetna health plan, you can use your benefits for marriage counseling, couples therapy, family therapy, child therapy, individual therapy, and TMS treatment at any of our three Florida locations.
We know that finding an Aetna therapist who is actually accepting new patients and taking your specific plan can be frustrating. Our team makes the process straightforward. We verify your Aetna benefits before your first appointment so you know exactly what to expect in terms of copays and coverage.
Aetna plans generally provide coverage for outpatient mental health services, including:
Most Aetna plans cover therapy after you meet your deductible, with a copay or coinsurance for each session. Copays for in-network mental health visits typically range from $20 to $50 per session, depending on your specific plan. Some Aetna plans waive the deductible for mental health services entirely.
Before your first appointment, we recommend confirming your benefits. You can do this by:
When checking your coverage, ask about: in-network copay for outpatient mental health, whether a deductible applies, any session limits per year, and whether pre-authorization is required (usually only for TMS).
Schedule your first session at any of our three locations or through telehealth. Let us know you have Aetna when you book so we can confirm everything before your visit.
Bring your Aetna insurance card and a photo ID to your first appointment. We handle all billing directly with Aetna, so you only pay your copay or coinsurance at the time of your visit. No paperwork to submit on your own.
We accept most Aetna plans, including:
If you are unsure whether your specific Aetna plan is accepted, contact our office for a quick verification. Plan networks can vary, and we want to confirm your coverage before your first visit.
Aetna covers TMS therapy for treatment-resistant depression when specific criteria are met. Typically, Aetna requires documentation that you have tried at least two antidepressant medications without adequate response before approving TMS coverage.
Our team handles the entire pre-authorization process with Aetna. We submit the required clinical documentation on your behalf and follow up to ensure approval before treatment begins.
All three of our Florida offices accept Aetna insurance:
Most Aetna PPO and Open Access plans do not require a referral for mental health services. However, some Aetna HMO plans may require a referral from your primary care physician. Check your plan details or call the number on your card to confirm.
Aetna covers therapy sessions when a clinical diagnosis is present, such as anxiety, depression, or an adjustment disorder. While “marriage counseling” as a standalone service may not be covered, sessions addressing diagnosable conditions that affect your marriage are typically covered under your mental health benefits.
Your out-of-pocket cost depends on your specific Aetna plan. In-network copays for mental health visits typically range from $20 to $50 per session. If you have a deductible that has not been met, you may pay the full session rate until the deductible is satisfied. We verify these details before your first visit.
Yes. Aetna covers telehealth mental health sessions at the same rate as in-person visits. This applies to individual therapy, couples therapy, and family therapy sessions conducted through our secure video platform.
Using your Aetna benefits for therapy should be simple, and we make sure it is. Book your appointment today or contact our office to verify your Aetna coverage before your first visit.
For a complete list of all insurance plans we accept, visit our insurance page.
Marriage & Family Services is proud to announce the opening of our newest office in Stuart, Florida. We are welcoming clients at our new location and look forward to supporting even more individuals, couples, and families in the community.
Stuart Location
1111 SE Federal Highway Suite 120
Stuart, FL. 34994