Yes, Marriage and Family Services is an in-network provider with Cigna and Cigna Behavioral Health. If you have a Cigna health plan, you can use your mental health benefits for individual therapy, marriage counseling, couples therapy, family therapy, child therapy, and TMS treatment at all three of our Florida offices.
Finding a Cigna therapist who specializes in what you need and is actually accepting new patients can be a challenge. We simplify the process by verifying your Cigna benefits before your first appointment, so you know exactly what your copay and coverage will look like.
Cigna plans generally provide comprehensive coverage for outpatient behavioral health services, including:
Most Cigna plans cover in-network mental health visits after you meet your annual deductible, with a copay or coinsurance for each session. In-network copays for behavioral health typically range from $20 to $50 per session, depending on your plan.
Cigna Behavioral Health is Cigna’s specialized mental health and substance abuse network. If your plan routes behavioral health services through Cigna Behavioral Health, the coverage works the same way at our offices.
Before your first appointment, confirm your mental health benefits by:
Key questions to ask: What is my copay for outpatient mental health? Does my deductible apply? Are there session limits? Do I need a referral?
Book your first session at our Plantation, Tampa, or North Miami office, or choose a telehealth session. Mention your Cigna coverage when you schedule so we can confirm all details in advance.
Bring your Cigna insurance card and a valid photo ID to your first appointment. We bill Cigna directly, so your only responsibility at the time of service is your copay or coinsurance amount. No claim forms to fill out.
We accept most Cigna plans, including:
If you have a Cigna plan not listed here, contact our office for verification. Network participation can vary by specific plan and employer group.
Cigna covers TMS therapy for patients with treatment-resistant depression who meet specific clinical criteria. Approval typically requires documentation showing that you have tried at least two antidepressant medications from different classes without adequate improvement.
Our team manages the entire pre-authorization process with Cigna. We compile the necessary clinical records, submit the authorization request, and follow up until approval is confirmed before starting your TMS treatment.
All three offices accept Cigna insurance:
Most Cigna PPO and Open Access Plus plans do not require a referral for outpatient mental health services. Some Cigna HMO plans may require a referral from your primary care physician. Check your plan documents or call the number on your Cigna card to confirm.
Cigna Behavioral Health is Cigna’s specialized network for mental health and substance use treatment. Some Cigna plans route all behavioral health claims through this network. If your card has a separate Cigna Behavioral Health number, use that number when verifying your mental health benefits. Our practice participates in the Cigna Behavioral Health network.
Yes. Cigna covers telehealth therapy sessions at the same rate as in-person visits. You can attend individual therapy, couples therapy, or family therapy sessions through our secure video platform using your Cigna benefits.
Your cost depends on your specific plan. In-network copays for mental health visits are typically $20-$50. If your deductible has not been met for the year, you may pay the full session rate until it is satisfied. We verify these details before your first visit so there are no surprises.
We make using your Cigna benefits for therapy as easy as possible. Book your appointment today or call our office to verify your coverage before your first visit.
For a full list of accepted insurance plans, visit our insurance page.
Marriage & Family Services is proud to announce the opening of our newest office in Stuart, Florida. We are welcoming clients at our new location and look forward to supporting even more individuals, couples, and families in the community.
Stuart Location
1111 SE Federal Highway Suite 120
Stuart, FL. 34994